Professional technicians and mechanics have very limited coverage for their tools and equipment on their employer’s insurance policy, and basically none on their homeowner’s policy. This is unfortunate, considering the average technician invests $10,000 to $50,000 into their toolbox, tools and equipment.
Many professional technicians are unaware that existing coverage levels are insufficient. With the Loss of Income Coverage clause included in every Pro-TEC Policy, technicians are covered in the event of a loss, even when their tools or equipment cannot be replaced for 30 days.
Individualized Policy Limits Available!