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Team Coverage Built for Your Business

Offer your employees all-risk tool & equipment coverage – keeping them protected, prepared and productive.

  • Enhance employee benefits package
  • Attract & retain skilled workers
  • Reduce downtime & lost productivity
  • Keep tool claims separate from your business policy to avoid higher premiums
  • Coverage includes fire, theft, natural disasters, and additional perils.

Get Started

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Why Pro-TEC?

Protect Your Employees. Strengthen Your Business.
Our tool & equipment coverage can set your business apart. Pro-TEC provides comprehensive protection for your technicians’ tools, without impacting your company’s existing insurance plan.


Benefits of Coverage

One Policy. One Solution.

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One policy covers your entire team
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Affordable group rates save money
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Tools are covered everywhere you go

Flexible Group Plan Options

Choose a coverage model that works best for your team. Pro-TEC allows employers to customize tool insurance based on employee needs and company budget.

Group Plans are perfect for teams with 25+ technicians. Customize coverage and streamline employee protection.

  • Employer-Funded Base Coverage + Optional Upgrades
    Offer basic coverage to all employees at no cost to employee, with optional upgrades paid by employees. Highly valued by skilled technicians.
  • Shared Cost Coverage
    Provide multiple coverage tiers, with the employer covering 50% of the cost through payroll deduction. Employees select their preferred limit.
  • Employee-Paid Coverage
    Employees select and fund their coverage entirely via payroll deduction.
  • Private Purchase Link
    Give your team the option to buy coverage independently through a secure, private portal.

Group plans available for 25+ enrolled technicians. Policies can sync with your existing benefits timeline. Add/remove employees any time.

Get Tool Coverage for Your Business

Fill out the form and our team will be in touch with next steps.