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Tool & Equipment Coverage

Key Benefits of Our Tools Coverage

If you sell automotive tools or work with tools for a living and want the security and protection of knowing your professional investments are covered, you need a Pro-TEC insurance policy. Pro-TEC’s excellent and comprehensive primary coverage for professional technicians, mechanics and mobile tool distributors includes:

  • Scanning tools, laptop computers and software
  • Blanket Unscheduled Equipment Coverage
  • All Risk Replacement Cost Coverage* including flood, earthquake, fire, theft & transit type mishaps
  • Insured is allowed up to $5,000 Loss of Income for a 30 day period
It’s So Easy! Choose 1 of the 4 options below and have coverage in minutes!
  • $15,000
  • $375 / year
  • Catastrophe Limit up to: $15,000
  • Maximum Item
    • Any One Hand Tool: $5,000
      Any One Tool Storage System: $15,000
      Any One Diagnostic Equipment: $10,000
  • Deductible: $250
  • Loss of Income: $5,000
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  • $25,000
  • $525 / year
  • Catastrophe Limit up to: $25,000
  • Maximum Item
    • Any One Hand Tool: $5,000
      Any One Tool Storage System: $15,000
      Any One Diagnostic Equipment: $10,000
  • Deductible: $250
  • Loss of Income: $5,000
Apply Now
  • $50,000
  • $725 / year
  • Catastrophe Limit up to: $50,000
  • Maximum Item
    • Any One Hand Tool: $5,000
      Any One Tool Storage System: $15,000
      Any One Diagnostic Equipment: $10,000
  • Deductible: $250
  • Loss of Income: $5,000
Apply Now
  • $100,000
  • $1500 / year
  • Catastrophe Limit up to: $100,000
  • Maximum Item
    • Any One Hand Tool: $5,000
      Any One Tool Storage System: $15,000
      Any One Diagnostic Equipment: $10,000
  • Deductible: $250
  • Loss of Income: $5,000
Apply Now
Customized coverage solutions and higher limits are available upon request.
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*Replacement Cost Coverage in like, kind & quality without deduction for depreciation for tools and equipment that are newer than 10 years old.
Coverage description is summarized: Please refer to the actual policy for a full description of applicable conditions, limits and exclusions.